100% Online HELOC:

The Quickest Bank Loan Alternative

  • An easy-to-use, fully online application process. With quick application decision.

  • With West Capital Lending, you can apply in 5 minutes with funding in as few as 5 days. (2)

  • Make the most of your property's value by tapping into your home equity for up to $400,000

  • Lock in a competitive, fixed rate. (1)

  • A soft pull, so checking your rate won’t impact your credit. (3)

  • 100% Online Application

    Say goodbye to the endless paperwork processes of traditional banks. Get approved in 5 minutes.

  • Competitive, Fixed Rates

    Our HELOC rates are fixed so you always know how much your payment is! (1)

  • Funding in as few as 5 days

    Traditional banks and credit unions can take 2-6 weeks to process a loan. (2)

  • Online video notary and customer support

    Rest assured knowing you have access to expert support to help you along the way.

Our HELOC vs. The Other Options

Traditional Bank HELOC*

Rate

Variable

Prepayment Penalty

Varies by lender

Fund Disbursement

2-6 Weeks

Digital HELOC

Rate

Fixed

Never

Prepayment Penalty

Funding in as few as 5 days (2)

Fund Disbursement

West Capital Lending's Digital HELOC offers greater borrowing flexibility compared to traditional bank loans.

A HELOC is faster and has easier approvals, better terms, and fixed rates. If you're a homeowner with equity in your home, a HELOC from West Capital Lending may be the perfect solution for your financing needs.